When considering home insurance, if you’ve checked the value of your home online, you may have seen several different numbers. One website says your home is worth $550,000. Another says $615,000. A recent sale down the street suggests it might be worth even more. With so much information available online, it’s easy to assume that… Read More »
For many New England homeowners, flood insurance seems like something only waterfront property owners need to worry about. But recent weather patterns tell a different story. After extended periods of drought, the ground becomes hard and compacted, making it difficult for rainwater to soak into the soil. When heavy storms arrive, water is more likely… Read More »
In today’s world, liability risks are everywhere — and most families are underinsured. Whether it’s a social gathering, a family pet, or a teen behind the wheel, accidents happen — and when they do, the financial consequences can be serious. At Boufford Insurance, we help homeowners understand liability coverage so they can protect their assets… Read More »
Getting an auto insurance quote has never been easier. In just a few minutes, you can enter some basic information online and get an online insurance quote instantly.It’s fast. It’s convenient. And it can feel like you’ve checked an important item off your list. But here’s the question many drivers don’t stop to ask: What’s… Read More »
Owning a vacation or second home is something many people work toward for years. Whether it’s a lake house, a coastal getaway, or a quiet place in the mountains, it’s meant to be a place to relax and enjoy. But when it comes to insuring a second home, it isn’t just another version of your… Read More »
If you’ve ever reviewed your auto insurance or gotten a quote, you’ve probably heard the term “full coverage.” It sounds reassuring—like you’re completely protected no matter what happens. But here’s the reality: “Full coverage” isn’t an official type of insurance—and it often doesn’t mean what people think it does. This is one of the most… Read More »
When it comes to homeowners insurance, one of the most misunderstood concepts is the difference between Replacement Cost and Actual Cash Value. Unfortunately, many homeowners don’t realize the impact of that difference until they’re in the middle of a claim. At Boufford Insurance, we believe understanding your coverage before a loss happens is one of… Read More »
Home renovations are exciting. A new kitchen, a finished basement, or even converting space into a short-term rental can add comfort and value to your home. But what many homeowners don’t realize is this: Certain renovations can unintentionally impact — or even void — parts of your insurance coverage. At Boufford Insurance, we regularly help… Read More »
A new report shows that more people than ever are shopping around for auto and home insurance. Rising premiums, changing coverage options, and easy-to-use digital quoting tools have made switching carriers far more common than it used to be. But while comparison sites and online ads promise quick savings, many consumers are discovering there’s a… Read More »
When most people think about homeowner’s insurance claims, they picture major disasters — a fire tearing through the house or a hurricane taking off the roof. While those events do happen, most claims actually come from more everyday issues. Knowing what the most common types of claims are — and what you can do to… Read More »
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