uninsured motorist

Uninsured/Underinsured Motorist Coverage in Massachusetts and New Hampshire: Essential Protection for Every Driver

At Boufford Insurance, we understand that navigating auto insurance can feel overwhelming, but protecting yourself and your family on the road is crucial. One essential coverage option is uninsured motorist (UM) and underinsured motorist (UIM) insurance, which is required in Massachusetts and strongly recommended in New Hampshire. However, it’s important to note that this coverage… Read More »

home construction

Construction Defects Are Not Covered Property Damage in Commercial Liability Policies

When working in the construction industry, understanding the limits of your insurance coverage is critical to avoiding financial surprises. One area where many construction professionals run into issues is with construction defects and property damage under their commercial general liability (CGL) policies. Contrary to what some may assume, CGL policies typically do not cover construction… Read More »

online portal

Elevating Customer Experience with Boufford Insurance’s 24/7 Online Portal

The bar for customer experience in the insurance industry has never been higher. Today’s insurance consumers demand not only innovative products and expanded access across multiple channels but also seamless and efficient experiences. Boufford Insurance is addressing these evolving expectations with their state-of-the-art online customer portal, designed to make engaging with insurance simple, fast, and… Read More »

auto insurance

Tips to Keep Your Auto Insurance Premiums Low

As we travel through 2024, drivers are experiencing a substantial rise in auto insurance premiums. Rates are projected to increase by an average of 12.6%, the steepest hike since 2018. This follows an 11.2% increase in 2023, marking a continuous upward trend. With the rise of auto insurance, it’s more crucial than ever to find… Read More »

Workplace harassment photo

The Risks of Running a Business Without EPLI Coverage

Running a business involves a multitude of responsibilities, from managing daily operations to ensuring the well-being of your employees. Amidst these duties, one critical aspect often overlooked is protecting your business from employment-related lawsuits. This is where Employment Practices Liability Insurance (EPLI) comes into play. Without EPLI coverage, your business is exposed to significant financial… Read More »

cyber insurance

Cyber Security Insurance: Protecting Your Business in the Digital Age

In today’s digitally-driven world, businesses of all sizes are facing unprecedented cyber threats. From data breaches to ransomware attacks, the risks are real and ever-evolving. Cyber security insurance, also known as cyber risk insurance or cyber liability insurance, is like a safety net for your business in the digital realm. It offers financial protection against… Read More »

customer portal

Boufford Insurance Agency Unveils Cutting-Edge 24/7 Customer Portal

Boufford Insurance Agency proudly introduces its latest innovation, the Boufford 24/7 Customer Portal, providing a seamless and user-friendly experience for customers to manage their insurance needs conveniently. Designed to elevate customer interaction and simplify insurance management, the Boufford Customer Portal offers a range of features aimed at enhancing accessibility and efficiency. Customers can now access… Read More »

liability insurance

Unraveling the Differences Between General Liability and Professional Liability

As a business owner, understanding the nuances of insurance coverage is crucial for safeguarding your venture against unforeseen risks. Two common types of insurance often causing confusion are General Liability (GL) and Professional Liability (PL). Let’s dive into the distinctions between these policies to help you make informed decisions for your business. General Liability (GL):… Read More »

umbrella insurance

A Comprehensive Guide to Understanding Umbrella Insurance

In the vast landscape of insurance, an often-misunderstood hero emerges—the Umbrella Insurance policy. As the name suggests, it’s a protective layer that goes beyond the standard coverage offered by your homeowners or auto insurance. Let’s delve into the intricacies of how an umbrella insurance policy works and what it covers. How Does an Umbrella Insurance… Read More »

Employers Liability: A Crucial Component of Workers’ Compensation Policies

In the realm of insurance dedicated to protecting employees, workers’ compensation policies play a central role, encompassing a vital component known as Employers Liability. This facet goes beyond the standard compensation provisions, specifically addressing scenarios where legal actions may be taken against employers by their employees for workplace injuries. Employers Liability, therefore, stands as a… Read More »