In today’s world, liability risks are everywhere — and most families are underinsured. Whether it’s a social gathering, a family pet, or a teen behind the wheel, accidents happen — and when they do, the financial consequences can be serious. At Boufford Insurance, we help homeowners understand liability coverage so they can protect their assets… Read More »
Getting an auto insurance quote has never been easier. In just a few minutes, you can enter some basic information online and get an online insurance quote instantly.It’s fast. It’s convenient. And it can feel like you’ve checked an important item off your list. But here’s the question many drivers don’t stop to ask: What’s… Read More »
If you’ve ever reviewed your auto insurance or gotten a quote, you’ve probably heard the term “full coverage.” It sounds reassuring—like you’re completely protected no matter what happens. But here’s the reality: “Full coverage” isn’t an official type of insurance—and it often doesn’t mean what people think it does. This is one of the most… Read More »
Home renovations are exciting. A new kitchen, a finished basement, or even converting space into a short-term rental can add comfort and value to your home. But what many homeowners don’t realize is this: Certain renovations can unintentionally impact — or even void — parts of your insurance coverage. At Boufford Insurance, we regularly help… Read More »
A new report shows that more people than ever are shopping around for auto and home insurance. Rising premiums, changing coverage options, and easy-to-use digital quoting tools have made switching carriers far more common than it used to be. But while comparison sites and online ads promise quick savings, many consumers are discovering there’s a… Read More »
When most people think about homeowner’s insurance claims, they picture major disasters — a fire tearing through the house or a hurricane taking off the roof. While those events do happen, most claims actually come from more everyday issues. Knowing what the most common types of claims are — and what you can do to… Read More »
Running a small business is exciting, but it comes with real risks. Fires, water damage, theft, or unexpected shutdowns can disrupt operations and threaten everything you’ve built. That’s why having the right insurance coverage is critical. The most common claims for small businesses involve property damage, business interruption, theft, and liability. While general liability and… Read More »
When it comes to insurance, there’s no shortage of choices. You can go online, call a 1-800 number, or talk to an agent who works for one specific company. But there’s another option—one that gives you more flexibility, more personal service, and usually a better fit for your needs: working with an independent insurance agent.… Read More »
What’s the Difference, and Why Does It Matter? When you own a home—whether it’s a stand-alone house or a condo—protecting it with the right insurance is essential. But not all home insurance policies are created equal. If you’ve been shopping around and come across something called an “HO-6 policy,” you might be wondering: What is… Read More »
No one wants to imagine something going wrong at home—whether it’s a burst pipe, a break-in, or a fire. But if the unexpected happens, knowing what to do and how to submit an insurance claim can make a stressful situation a little easier to manage. At Boufford Insurance, we believe the more you know before… Read More »
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