Imagine this: a fire, flood, or burglary happens, and suddenly, you’re faced with the task of recalling everything you own to file an insurance claim. Could you list every item, along with its value and purchase details, off the top of your head? That’s where a home inventory comes in. A home inventory is a… Read More »
Floods can happen anywhere, anytime—even if you don’t live near a river or lake. Whether it’s melting snow, heavy spring rains, or an overwhelmed drainage system, water damage can cost thousands to repair. And here’s the catch—home insurance doesn’t cover floods. That’s where flood insurance comes in. At Boufford Insurance, we help homeowners, renters, and… Read More »
Selling your home, buying a new one, and moving can be an exciting yet stressful experience. Amid the paperwork, logistics, and planning, your insurance coverage is one aspect you don’t want to overlook. Here’s what you need to know about your home insurance during this transition. Selling Your Home: Keep Your Policy Active Even after… Read More »
As we all gear up for winter, businesses face unique challenges brought on by cold temperatures, snow, and ice. These seasonal risks can disrupt operations, endanger employees, and damage property. Taking steps to prepare your business for the winter months will ensure safety, minimize disruptions, and protect your bottom line. By focusing on key areas… Read More »
Tips for Homeowners to Prevent Claims As winter approaches, homeowners should take proactive steps to protect their homes and property from winter property damage caused by the harsh conditions that come with snow, ice, and freezing temperatures. A few simple tasks can help minimize the risk of damage and prevent the need to file claims… Read More »
When working in the construction industry, understanding the limits of your insurance coverage is critical to avoiding financial surprises. One area where many construction professionals run into issues is with construction defects and property damage under their commercial general liability (CGL) policies. Contrary to what some may assume, CGL policies typically do not cover construction… Read More »
The bar for customer experience in the insurance industry has never been higher. Today’s insurance consumers demand not only innovative products and expanded access across multiple channels but also seamless and efficient experiences. Boufford Insurance is addressing these evolving expectations with their state-of-the-art online Online Portal, designed to make engaging with insurance simple, fast, and… Read More »
As we travel through 2024, drivers are experiencing a substantial rise in auto insurance premiums. Rates are projected to increase by an average of 12.6%, the steepest hike since 2018. This follows an 11.2% increase in 2023, marking a continuous upward trend. With the rise of auto insurance, it’s more crucial than ever to find… Read More »
Running a business involves a multitude of responsibilities, from managing daily operations to ensuring the well-being of your employees. Amidst these duties, one critical aspect often overlooked is protecting your business from employment-related lawsuits. This is where Employment Practices Liability Insurance (EPLI) comes into play. Without EPLI coverage, your business is exposed to significant financial… Read More »
In today’s digitally-driven world, businesses of all sizes are facing unprecedented cyber threats. From data breaches to ransomware attacks, the risks are real and ever-evolving. Cyber security insurance, also known as cyber risk insurance or cyber liability insurance, is like a safety net for your business in the digital realm. It offers financial protection against… Read More »
24/7 Customer Access
Initiate Policy Changes: add, delete or replace vehicles and drivers
Print Auto ID Cards
Report Claims
Online Certificates of Insurance
Certificate Tracking
