home for sale

What Know About Home Insurance When Selling, Buying, and Moving

Selling your home, buying a new one, and moving can be an exciting yet stressful experience. Amid the paperwork, logistics, and planning, your insurance coverage is one aspect you don’t want to overlook. Here’s what you need to know about your home insurance during this transition. Selling Your Home: Keep Your Policy Active Even after… Read More »

life insurance

Understanding the Value of Life Insurance

Life insurance is one of those things we all know we should consider, but it’s easy to set aside. After all, who really wants to dwell on the “what ifs” of life? But life insurance isn’t just about preparing for the unexpected—it’s about securing the future and protecting the people who matter most to you.… Read More »

business closed for snow

Is Your Business Prepared for Winter?

As we all gear up for winter, businesses face unique challenges brought on by cold temperatures, snow, and ice. These seasonal risks can disrupt operations, endanger employees, and damage property. Taking steps to prepare your business for the winter months will ensure safety, minimize disruptions, and protect your bottom line. By focusing on key areas… Read More »

winter homes

Avoiding Winter Property Damage

Tips for Homeowners to Prevent Claims As winter approaches, homeowners should take proactive steps to protect their homes and property from winter property damage caused by the harsh conditions that come with snow, ice, and freezing temperatures. A few simple tasks can help minimize the risk of damage and prevent the need to file claims… Read More »

uninsured motorist

Uninsured Motorist Coverage: Essential Protection for Every Driver

At Boufford Insurance, we understand that navigating auto insurance can feel overwhelming, but protecting yourself and your family on the road is crucial. One essential coverage option is uninsured motorist and underinsured motorist insurance, which is required in Massachusetts and strongly recommended in New Hampshire. However, it’s important to note that this coverage only protects… Read More »

home construction

Construction Defects Are Not Covered Property Damage in Commercial Liability Policies

When working in the construction industry, understanding the limits of your insurance coverage is critical to avoiding financial surprises. One area where many construction professionals run into issues is with construction defects and property damage under their commercial general liability (CGL) policies. Contrary to what some may assume, CGL policies typically do not cover construction… Read More »

online portal

Elevating Customer Experience with Boufford’s Online Portal

The bar for customer experience in the insurance industry has never been higher. Today’s insurance consumers demand not only innovative products and expanded access across multiple channels but also seamless and efficient experiences. Boufford Insurance is addressing these evolving expectations with their state-of-the-art online Online Portal, designed to make engaging with insurance simple, fast, and… Read More »

auto insurance

Tips to Keep Your Auto Insurance Premiums Low

As we travel through 2024, drivers are experiencing a substantial rise in auto insurance premiums. Rates are projected to increase by an average of 12.6%, the steepest hike since 2018. This follows an 11.2% increase in 2023, marking a continuous upward trend. With the rise of auto insurance, it’s more crucial than ever to find… Read More »

Workplace harassment photo

The Risks of Running a Business Without EPLI Coverage

Running a business involves a multitude of responsibilities, from managing daily operations to ensuring the well-being of your employees. Amidst these duties, one critical aspect often overlooked is protecting your business from employment-related lawsuits. This is where Employment Practices Liability Insurance (EPLI) comes into play. Without EPLI coverage, your business is exposed to significant financial… Read More »

cyber insurance

Cyber Security Insurance: Protecting Your Business in the Digital Age

In today’s digitally-driven world, businesses of all sizes are facing unprecedented cyber threats. From data breaches to ransomware attacks, the risks are real and ever-evolving. Cyber security insurance, also known as cyber risk insurance or cyber liability insurance, is like a safety net for your business in the digital realm. It offers financial protection against… Read More »