When it comes to homeowners insurance, one of the most misunderstood concepts is the difference between Replacement Cost and Actual Cash Value. Unfortunately, many homeowners don’t realize the impact of that difference until they’re in the middle of a claim. At Boufford Insurance, we believe understanding your coverage before a loss happens is one of… Read More »
Home renovations are exciting. A new kitchen, a finished basement, or even converting space into a short-term rental can add comfort and value to your home. But what many homeowners don’t realize is this: Certain renovations can unintentionally impact — or even void — parts of your insurance coverage. At Boufford Insurance, we regularly help… Read More »
A new report shows that more people than ever are shopping around for auto and home insurance. Rising premiums, changing coverage options, and easy-to-use digital quoting tools have made switching carriers far more common than it used to be. But while comparison sites and online ads promise quick savings, many consumers are discovering there’s a… Read More »
When most people think about homeowner’s insurance claims, they picture major disasters — a fire tearing through the house or a hurricane taking off the roof. While those events do happen, most claims actually come from more everyday issues. Knowing what the most common types of claims are — and what you can do to… Read More »
Running a small business is exciting, but it comes with real risks. Fires, water damage, theft, or unexpected shutdowns can disrupt operations and threaten everything you’ve built. That’s why having the right insurance coverage is critical. The most common claims for small businesses involve property damage, business interruption, theft, and liability. While general liability and… Read More »
A Boufford car insurance guide — buy smart, insure smarter. Buying a new (or new-to-you) car is exciting — but the monthly payment and sticker price aren’t the only costs that matter. The car you choose plays a big role in what you’ll pay for insurance. Our car insurance guide provides the key factors insurers… Read More »
A Boufford guide for purchasing home insurance — buy smart, insure smarter. When you’re house hunting, it’s easy to get caught up in square footage, countertops, and curb appeal. But just like your mortgage and property taxes, homeowners insurance is a major part of the monthly cost of owning a home. And here’s the catch:… Read More »
PITTSFIELD, NH — (September 2, 2025) — Pittsfield Insurance Agency is proud to announce they have entered a partnership with Boufford Insurance Agency, a respected independent insurance provider based in Bedford, New Hampshire. This alliance strengthens both agencies’ ability to deliver high-quality, personalized insurance solutions to individuals and businesses across New Hampshire and Massachusetts. With… Read More »
When it comes to insurance, there’s no shortage of choices. You can go online, call a 1-800 number, or talk to an agent who works for one specific company. But there’s another option—one that gives you more flexibility, more personal service, and usually a better fit for your needs: working with an independent insurance agent.… Read More »
What’s the Difference, and Why Does It Matter? When you own a home—whether it’s a stand-alone house or a condo—protecting it with the right insurance is essential. But not all home insurance policies are created equal. If you’ve been shopping around and come across something called an “HO-6 policy,” you might be wondering: What is… Read More »
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