As we all gear up for winter, businesses face unique challenges brought on by cold temperatures, snow, and ice. These seasonal risks can disrupt operations, endanger employees, and damage property. Taking steps to prepare your business for the winter months will ensure safety, minimize disruptions, and protect your bottom line. By focusing on key areas… Read More »
Tips for Homeowners to Prevent Claims As winter approaches, homeowners should take proactive steps to protect their homes and property from winter property damage caused by the harsh conditions that come with snow, ice, and freezing temperatures. A few simple tasks can help minimize the risk of damage and prevent the need to file claims… Read More »
At Boufford Insurance, we understand that navigating auto insurance can feel overwhelming, but protecting yourself and your family on the road is crucial. One essential coverage option is uninsured motorist and underinsured motorist insurance, which is required in Massachusetts and strongly recommended in New Hampshire. However, it’s important to note that this coverage only protects… Read More »
When working in the construction industry, understanding the limits of your insurance coverage is critical to avoiding financial surprises. One area where many construction professionals run into issues is with construction defects and property damage under their commercial general liability (CGL) policies. Contrary to what some may assume, CGL policies typically do not cover construction… Read More »
The bar for customer experience in the insurance industry has never been higher. Today’s insurance consumers demand not only innovative products and expanded access across multiple channels but also seamless and efficient experiences. Boufford Insurance is addressing these evolving expectations with their state-of-the-art online Online Portal, designed to make engaging with insurance simple, fast, and… Read More »
As we travel through 2024, drivers are experiencing a substantial rise in auto insurance premiums. Rates are projected to increase by an average of 12.6%, the steepest hike since 2018. This follows an 11.2% increase in 2023, marking a continuous upward trend. With the rise of auto insurance, it’s more crucial than ever to find… Read More »
Running a business involves a multitude of responsibilities, from managing daily operations to ensuring the well-being of your employees. Amidst these duties, one critical aspect often overlooked is protecting your business from employment-related lawsuits. This is where Employment Practices Liability Insurance (EPLI) comes into play. Without EPLI coverage, your business is exposed to significant financial… Read More »
In today’s digitally-driven world, businesses of all sizes are facing unprecedented cyber threats. From data breaches to ransomware attacks, the risks are real and ever-evolving. Cyber security insurance, also known as cyber risk insurance or cyber liability insurance, is like a safety net for your business in the digital realm. It offers financial protection against… Read More »
Boufford Insurance Agency proudly introduces its latest innovation, the Boufford 24/7 Customer Portal, providing a seamless and user-friendly experience for customers to manage their insurance needs conveniently. Designed to elevate customer interaction and simplify insurance management, the Boufford Customer Portal offers a range of features aimed at enhancing accessibility and efficiency. Customers can now access… Read More »
As a business owner, understanding the nuances of insurance coverage is crucial for safeguarding your venture against unforeseen risks. Two common types of insurance often causing confusion are General Liability (GL) and Professional Liability (PL). Let’s dive into the distinctions between these policies to help you make informed decisions for your business. General Liability (GL):… Read More »
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