As a business owner, understanding the nuances of insurance coverage is crucial for safeguarding your venture against unforeseen risks. Two common types of insurance often causing confusion are General Liability (GL) and Professional Liability (PL). Let’s dive into the distinctions between these policies to help you make informed decisions for your business. General Liability (GL):… Read More »
In the vast landscape of insurance, an often-misunderstood hero emerges—the Umbrella Insurance policy. As the name suggests, it’s a protective layer that goes beyond the standard coverage offered by your homeowners or auto insurance. Let’s delve into the intricacies of how an umbrella insurance policy works and what it covers. How Does an Umbrella Insurance… Read More »
In the realm of insurance dedicated to protecting employees, workers’ compensation policies play a central role, encompassing a vital component known as Employers Liability. This facet goes beyond the standard compensation provisions, specifically addressing scenarios where legal actions may be taken against employers by their employees for workplace injuries. Employers Liability, therefore, stands as a… Read More »
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